Victim Location 78664
Type of a scam Debt Collections
Received a phone call from 8774648905 and was told that I had a payday loan in the amount of $590.00 that had been transferred to a collection agency. They said that if I could pay it today they would drop the amount down to $472.00.
They were also insisting on a payment happening today, no matter what; and that it needed to be $100 or more.
I spoke to a man and he wanted to "work with me" in reducing the lump sum into payments of $100 per month.
First off the time frame that they are saying that I applied for this payday loan I was not in the state of Texas, I was with my husband in Virginia. We had been moved there by the government to his new duty station. Second off I have never done a payday loan at all in the state of Texas. Third major thing is that the bank that they are claiming that the account is associated with had been closed at that time for over 4 years, before this "account" had been opened.
I asked for paperwork showing that I had signed up for this loan and I got a cheep knock-off looking billing statement. That only had my name and address, and no other personal identification on it.