Victim Location 10310
Total money lost $3,000
Type of a scam Advance Fee Loan
This is supposed to be a a bad credit loan. They asked for certain bank information in order to deposit a check into my account. This amount was $1,950. Then youre supposed to return it to them either through cash app or target gift cards. The theory is, it poses as loan that is paid back, in order to boost your credit score. I did so. After cash app not working, i purchased gift cards after their deposit to return their money. I scratched the back of the giftcard and emailed a picture of to them. Totalling in $1,950. After I did this, they claimed it wasnt boosted enough and they needed to do one more. They deposited a second check in amount of $1,490. Again I returned it to them with target gift cards. They said it worked and I would receive my loan request in the amount of $15,000 in 2-3 hours. They emailed a contract that I e signed. I read it thoroughly and though I thought the process was weird, I thought it was legit. I didnt receive the loan. I noticed my chase account had 2 holds on it in the amount of both deposited checks. This caused my account to be negative in over $3,000. They called and said that this is because it was a safety automatic hold they out on because it took time for me to give the deposited money back. They also claimed that Federal reserve bank flagged my loan and needed a $900 deposit fee to release my loan. After arguing with them, they said theyd front half of the fee. But i have to pay the other half and the entire half I front would be reimbursed. I Gave them the fee via Gift card. Then they called and said their portion of the fee was rejected because they are in Utah and beacuse they dont allow loan providers to pay any portion of the fee. I basically told them I will give nothing more and want them to fix my account immediately, getting rid of the holds. I cancelled the loan. They claimed theyll reimburse 7-10 days by mail in check. Chase informed me their checks were fraudaulant and Im left with an owed $3000 and A closed account.
Victim Location 26201
Total money lost $3,984.24
Type of a scam Fake Check/Money Order
I applied for a personal loan for $3,000. I was contacted by Shane Stevens via text message after
applying online. He informed me that they would need to do a "credit boost" payment to boost my credit
and secure the loan funds. After doing several credit boosts to supposedly raise my credit score, they
told me that they now needed me to pay $150 and then another $200 for "insurance and taxes for the
loan. I had already paid the $150 but had to do this by obtaining an Ebay gift card and sending them the
code which is when I confirmed that this was a scam. I had my suspicions and should have ended things
earlier before all of the funds were sent. Once I told them that I was no longer interested in the loan they
proceeded to take 3 charges out of my bank account using fake payroll checks from a local company
here in West Virginia. The loan company is based in Utah and the company they used was Mountaineer
Home Care Services in Elkins, WV. I contacted this company and they were unaware of these charges
and said to report this to the police and other agencies. The loan company said that they would be
mailing a refund check back but I know I will not see those funds and have now closed my bank account
to avoid being charged again and have frozen my credit accounts through all 3 credit agencies. My
husband had to pay $5,000 from his credit card to get my account out of the negative from all of the
extra fees incurred. The total amount paid to this company was $3,984.24 and I did not receive the loan.
The loan officer hung up on me the last time I tried to contact him to verify that refund check was coming
in the mail but I know it would be a fraud check anyway.
Victim Location 06053
Total money lost $4,000
Type of a scam Advance Fee Loan
I was checking the internet for a low interest loan when I got a call from shane Steven’s who said he could get me a loan at a good rate. Talk to him for about 10 minutes and sounded good
So I did a application on the phone with (Shane Steven’s a loan officer for stride lending). Now he had all my info and scammed me out of 4,000. He was not a loan officer at all
There is no stride lending.