Kristi –
Victim Location 30316
Type of a scam Phishing
No negative effects. Spam phone call soliciting callback to discuss "your repayment options on your student loans. The Department of Education made recent changes to the Student Loan Forgiveness Program that may lower or eliminate your monthly student loan payments."
1) I don’t have a student loan.
2) There is no opt out option for calls.
I did not return the call, but someone likely has. This is a phishing expedition.