Victim Location 85742
Total money lost $543
Type of a scam Debt Collections
I received a voice message from someone claiming to be a process server. They stated that I was scheduled to be served in 2 days at my place of work or home, and that I could call the filing party at 832-924-6834 for more information. I called that number and was told that they were a law firm filing a lawsuit against me on behalf of their client, Wells Fargo bank, for an over drafted checking account. Being that I had an over drafted checking account with Wells Fargo about 8 years ago I believed that this may be a legitimate attempt to collect a debt. They stated that additional fees could be avoided by reaching an agreement before the lawsuit was filed, and also that the client would waive penalties and interest if a one-time payment was made. Still believing that this was legitimate I proceeded to pay using a credit card. They processed payment and emailed me documentation showing the account was paid in full.
Upon reviewing the documentation I noticed inconsistencies in the names provided to me by the agent, what was on the paperwork, and what name appeared on the credit card transaction. I then did several web searches and searched the BBB and was not satisfied with the information I found. I contacted my credit card company to notify them of the potential scam and had my card canceled.