Victim Location 68845
Type of a scam Advance Fee Loan
In Aug of this year, I had a call from this man, who sounded like he was using a voice changer. He told me he was an investigator from a LA firm and I owed a debt to a payday loan company that I took out online. The whole deal seemed legitimate except that I never took one out online and the address he provided was not correct. I had lost my husband in June and of course, that information is public. I was suspicious, however, still deep in grief and paid the money. Today, the same man called. Saying the same things but claims he never spoke with me. I questioned him as to what was wrong with his voice. I asked why there were no attempts for the collections company to reach me prior to today. I asked why an attorney had a skip tracer, an unlicensed person collecting for them. I’ve received collections from attorneys in the past but they are attorneys for a collection agency, not the creditor. I know too well how collections work. He emailed me a very obvious fake Validation of Debt, which proves nothing. It’s essentially a poor attempt at an invoice. I’ve never seen a collector or attorney operate in such a manner, threatening me with filing a lawsuit that would be made public. He intimidated my Mother In Law into giving him verification of my phone number. Silly man, I am very findable online and had the same email and phone for more than 10yrs. Any agency can find me. I searched for the law firm. LLPwas my first clue. The website does not exist, neither does the firm or him for that matter. I was able to reach only him directly. He texted me first, followed by a call. Both times insisting that I do not call this number or reply to the text, etc.
I smell fish! I attach the invoice, and have the very suspicious emails.