Victim Location 44130
Type of a scam Debt Collections
These folks called me and left an important sounding message (mention of summons) so I called back in an attempt to discern what it is they wanted. The woman I spoke to was very polite until I informed her that I was disputing the validity of the debt in question as it was relating to a bank I haven’t been with for quite some time (outside of the statute of limitations, even if the debt were valid). After hearing this, she proceeded to degrade into condescension and downright antagonistic language. I told her to "do whatever it was she needed to do" and hung up on her. She immediately called back to hurl more insults, at which point I told her if she rang the line again, my next call would be to the police. Her reaction was to tell me to do so and "give them my direct line", a tactic I have read about being used by many a fraudulent debt collector, which I interpreted as a veiled threat that she wanted me to think she could have me arrested (far as I know that doesn’t happen on the small scale). The entire experience didn’t sit well with me, so I called the number back in an attempt to find out what the initials "EMG" stood for. Individual picked up phone, I asked what the name of their company was, they replied it was "EMG". I asked if that stood for Emerald Marketing Group, and the lady said yes. I called again today to get more info (address where I can send the cease contact letter) and was informed that their name actually is Eastern Management Group, and was informed they would not give out their physical address. I informed the gentleman I spoke to today (1-9-2018) That I disputed the validity of the debt, and even if it were valid it would be outside the Ohio statute of limitations, as I closed the account in question on 7-23-2011. These people apparently feel that the laws in place about telephone collections conduct don’t apply to them.