Andrew Law Firm

Mindy – Feb 15, 2021

Country United States

Type of a scam Debt Collections

Initial means of contact Email

Received on Feb 15, 2021 to [email protected]

Case File:#C/8551/2568/MD
Outstanding Balance: $1235.67

TAKE THIS NOTICE that according to our records the amount $1235.67 is pending on your name.

We are authorized to recover the full amount due to them.But we have a small settlement amount for you, which you can pay by today in order to close your case file completely.

Unless payment arrangement is made within 30 days, else Legal Action will be taken against you without further notice to recover the debt.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you are found guilty in the courthouse then you have to bear the entire cost for this lawsuit $4471.15 which is excluding loan amount, attorney’s fees, and the interest charges. You have the right to hire an attorney. If you don’t have one or if you can’t afford then one will be appointed to you.

If you want to close this case,you can email us back else we have to proceed further with legal action against you.

Yours sincerely

Andrews Law Firm

Sharon – Feb 16, 2021

I got the exact same email yesterday too!

Taryn – Jan 22, 2021

I just got a email from them on 01/22/2021saying I owe $1,385.00 to them from no places I owe money too. I then replied back and said that I don’t owe any of those places you are saying. I just want to know if this is a for sure scam or not?

Maggie – Dec 24, 2020

They stated that they have try to reach me many times now they Treating and harassing me.

The following email was received today 12|24/20

FINAL CHANCE TO RESOLVE THIS MATTER

CASE FILE #: HM/27A/98-36471

AMOUNT DUE – $1385.98

CLOSING AMOUNT TO FREEZE DOWN THIS CASE FILE BY TODAY- $850.00 or two payment of $425.00 by Today

Your case file # HM/27A/98-36471 is handling by LEGAL DEPARTMENT OF ACS INCORPORATION and we are working with FTC, FBI and all the three credit bureaus, So now you may cooperate us in order to resolve the case file HM/27A/98-36471 BEFORE WE DOWNLOAD YOUR CASE FILE # HM/27A/98-36471 INTO THE COURT HOUSE.

This is in reference to your Case File HM/27A/98-36471 with ACS (ACE CASH SERVICES) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance was $1385.98

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance in order to take care of this matter, if you just make a payment by Today then we will close this account as paid off in full with zero balance.

We do hope that you will work out with this offer which is CLOSING AMOUNT – $850.00 Or, else we won’t be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within the next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this volunteer is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:
Do reply to us right now and provide us the date on which you can make the payment.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $850.98.

IF YOU WANT TO RESOLVE THIS MATTER THEN REPLY US BACK ASAP IN ORDER TO SETTLE THIS ACCOUNT (TIMINGS- BETWEEN 09:30 AM TO 06:30 PM EST).

UNITED STATES ATTORNEY

Best Wishes,
Adam White
Sr. Investigation Officer

Shana – Dec 14, 2020

They are threatening to contact social security and also have me arrested

Kendra – Dec 11, 2020

Got the same email asking for immediate payment of 290 and then another payment of 290. Is this a scam

Anne – Dec 08, 2020

I Haven’t Filed Any Credit Report And This Is The Email I Received

Subject: Immediate Attention_ Legal Notice

Current Creditor: Credit Repair Groups.

Notice Issued On: December 2nd, 2020

Amount Outstanding: $1045.67 (higher than actual amount owed)

Settlement Amount: $480.00 for Today or Two payments of $290.00 from Today. (Outside the courthouse)

Dear Debtor,

It has come to our attention that your account is now SERIOUS OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.

If we do not hear from you within the next 72 hours then we will have no alternative but to commence with further debt collection procedures. This will include instructing the Federal Trade Commission, Credit Bureaus, and Employer etc.

Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;

• Bank Fraud

• Violation of Federal Law of Debt and Banking

• Intentional Theft by Deception

YOU ARE REQUIRED TO PAY for Small Claims to Collection Agency.

(a) All debts now payable by you to the debtor, within 30 days after this notice is served on you; and

(b) all debts that become payable by you to the debtor after this notice is served on you and within 30 days after this notice is issued, within 72 hours after they become payable.

The total amount of all your payments to the clerk is not to exceed $ (1423.13).THIS NOTICE IS LEGALLY BINDING ON YOU until it expires or is changed, renewed, terminated or satisfied. If you do not pay the total amount or such lesser amount as you are liable to pay, you must serve a Garnishee’s Statement (Form 20F) on the creditor and debtor, and file it with the collection Agency within 10 days after this notice is served on you.

There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

This action can be avoided by either settling the outstanding amount immediately or contacting us within 72 hours with a suitable payment arrangement.

We look forward to hearing from you.

Thanks & Regards

Henry Jackson

Settlement Team

Robyn – Nov 19, 2020

Cash advance is illegal in Pennsylvania…
I received this today. I don’t know what they are talking about, but I owe NOTHING

On Wed, Nov 18, 2020, 1:51 PM andrew law firm wrote:
Case File #: FL38654/D(25)
Legal Charges-Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)

Date: November 18th, 2020

Settlement Amount: $495.00 for Today or two payments of $285.00 from Today.

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages from my client Advance Cash Services, LLC(Verified Debt Collection Group) ). This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the courthouse.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe or you can ask for a Settlement Option.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

We received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $850.25. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for a settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Sincerely,
DEBT SETTLEMENT DIVISION.
Working Hours: 09.00 A.M to 6.30 P.M EST (Mon-Fri)
09.00 A.M to 02.00 P.M EST (Sat)

Tracy – Nov 07, 2020

We are talking about the loan that you took with the company ACS – Advance Cash Services (A Parental Pay Day Advance Company), they do have a signed copy of the contract which is signed under your E-mail address, also would like to mention your Computer’s IP address and your SSN was also traced when you were signing the contract with the company.

The company has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was Checking account.
We really appreciate your response in order to settle this matter. AS you are stated like this, we also provide a Settlement Amount, which we can do for you, be –

1. We can provide you the Settlement Amount of $850.00 that has to be paid till upcoming Friday (as paid in full with zero balance) or,

2.If you are looking for a payment on the settlement amount, the Settlement Amount would be $850.00 and we can split it into two equal payments each of $425.00 that has to be paid bi-weekly or,

3. If you are not able to work with the given settlement amount then the best we can do for you is we can split the Total Outstanding balance(including interest) which is $1285.00 into five equal payments each of $257.00. Kindly confirm us the five dates on which you can make your payment of $257.00 each and you have to make these payments Bi-weekly starting from this week.

4. If you can’t afford any of those payment arrangements then, please let us know how much the maximum you can afford from your income we will give you the best payment plan to you.

Kindly let us know on the option that is affordable for you so that we can update our accounts department in order to put your account on hold.

Note: Once the payment will go through we will close this case file of yours and we will provide you a Payment Receipt stating that this account has been paid in full with ZERO balance and you are no more debtor for the company.

Do Revert ASAP

Thanks & Regards
Debt Settlement Division Inc.

Miranda – Nov 06, 2020

Is this even real, this is what was sent to me..

Case File #: JMD/0507/19
Legal Charges-Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)
Date: August 14th, 2020

Settlement Amount: $850.00 for Today or two payments of $465.00 from Today.

Dear Debtor,

This is our official notice to you regarding the due payment and requires your immediate attention.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account. We feel we have given you ample time and have been more than patient with you. Therefore, we feel there is no other recourse but to write this debt off of our books by reporting it as a “bad-debt loss” to the I.R.S. Through a 1099-C filing. You can avoid this by remitting payment today for the full amount due.

At Experian, our top priorities are the health and safety of our employees, customers and their families. As the COVID-19 (coronavirus) situation continues to evolve, we are doing all we can to help you protect your credit during this unprecedented time. While your health and welfare are top priorities, you may also be concerned about how current economic conditions might affect your financial situation. We encourage you to be proactive in monitoring your credit, staying on top of your personal finances, and using resources that may be available to you.

The companies at ground zero of the COVID-19 outbreak provide insight into what works in a time of crisis. We will provide you the minimum settlement amount in order to settle this matter excluding late fine fee and rate of interest.

If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench by jury then you have to bear a lawsuit, which will be amounting to $1385.00 and we are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Please reach out to us immediately if you would like to set up a repayment plan.

Armando – Nov 19, 2020

I just got the same email today

Carl – Nov 01, 2020

I have received the same emails from this address, asking for my debt to be paid with a prepaid card. What a bunch of nonsense!

Todd – Oct 29, 2020

Scammer’s email [email protected]

Country United States

Type of a scam COVID-19

Initial means of contact Not applicable

I got the same letter many others have gotten. I have recently looked into credit repair, but never followed through. The ‘original creditor’ says Credit Repair Groups so it was an immediate red flag, and may be where they’re getting my information from; it’s possible they’ve been hacked or some of the ads on FB are fake. The wording has some grammatical errors as well, for instance ‘I look forward to hear from you’. There is no phone number, so they’re looking for people to respond who are gullible enough to be their victim. I’m also not behind in any bills, or I have done workouts for Covid. So another red flag. It was not signed by anyone, just a general form letter. Not even going to respond. But I am going to report it here for others!

Denise – Oct 16, 2020

Im done with scammers trying to steal money from me when i dont make a lot of it

Ronnie – Nov 12, 2020

I received the same email with the same amount apparently owed $1385.32 and the settlement amount of $850.27. These scammers are something else. Trying to scare people out of their hard earned money. The wording wasn’t even professional.
Good luck & be careful

Latasha – Oct 16, 2020

These people are the worst around. I have reported them to my attorney and the sheriff’s office I work at so hopefully someone can put a stop to them. I am afraid they are going to come across someone that will fall for their scam and lose a lot of money

Albert – Oct 15, 2020

Oct 15 2020 received email from Andrew Law firm
[email protected] is who sent the email gave an amount I owed a case file number and customer ID number i have never received anything like this help

Bridget – Feb 15, 2021

Wow this is exactly what I got too. In the same amount of $1,235.67 Geez.. crazy. At least they could try and do different amounts. What happened if I may ask? They said to close the case, I had to pay today.

Kara – Oct 09, 2020

Notice Issued On: October 8th,2020
Amount Outstanding: $1385.32 (higher than actual amount owed)
Settlement Amount: $850.00 for Today or two payments of $425.00 from Today.

Dear Debtor,

Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;

• Bank Fraud

• Violation of Federal Law of Debt and Banking

• Intentional Theft by Deception

YOU ARE REQUIRED TO PAY for Small Claims to Collection Agency.

(a) all debts now payable by you to the debtor, within 30 days after this notice is served on you; and
(b) all debts that become payable by you to the debtor after this notice is served on you and within 30 days after this notice is issued, within 72 hours after they become payable.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

This action can be avoided by either settling the outstanding amount immediately or contacting us within 72 hours with a suitable payment arrangement.

We look forward to hearing from you.

Best Regards,

Barry – Oct 07, 2020

I also recieved emails from them harassing me about sending them money via a prepaid debt card so that way your money can’t be traced. it’s a scam . I told them I contacted my attorney and police and that their IP address will be traced and they will be charged with harassment and identity theft. They too, told me I’d go to jail if I didn’t pay that amount. No debt collector makes you pay with a prepaid card, thats a huge red flag plus it didnt sound professional at all, there is no contact information, IT IS FAKE.

Nathaniel – Oct 07, 2020

Just got this email today.. 10-7-2020
Debt Recovery Notice Before Garnishment Order
A
Andrew Law Firm
to Andrew
18 minutes agoDetails
CASE FILE #: US-01/P48/19706S

Customer ID: 5574682

Settlement Amount: $490.00

Urgent: Please rectify this matter immediately.

Despite my previous reminders, the above invoice for $1045.00 remains unpaid. As such, we would appreciate you making this payment as soon as possible.

Why am I receiving this notice?

The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On October 6th 2020. We received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $2423.13. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

Please reach out to us immediately if you would like to set up a repayment plan.

Best Wishes,

Jordan Miller

Debt Settlement Department

Glenn – Nov 04, 2020

Did they take any money or was it just a scam to scare you?

Ashleigh – Sep 30, 2020

I will not put up with scammers and identity theft no longer. I am going through breast cancer i don’t need peoples lies and bs

Andrew law firm

Balance Amount: $1385.32
Settlement Amount: $850.37 by Today or two payments of $450.00 from Today.
Case File Transferred -September 29th,2020
Dear Debtor,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $1385.32 If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of lawsuit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints is as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $935.76 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT reply back to this email to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Patrick Spencer

Collections & Legal Department

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Randall – Oct 29, 2020

I got the EXACT same wording and amounts. Craziness that they are going after people who are already effected by this economic shutdown. Angers me! Luckily this had ‘ SCAM’ written all over it to me; but how many people are going to fall for this and be hurt even more financially. 😡

Derrick – Oct 09, 2020

coincidence you and I supposedly owe the same exact amount. I had them call me which they actually called back where I kindly let them know that the authorities were informed.

Julia – Sep 29, 2020

Omg! I just went thought the same thing! I received this email this morning around 9:45am saying this debt collector is going to garnish my wages or I will go to jail If I don’t make a settlement payment to a bill I know nothing about. This is crazy yo.
Email Listed below:

Garnishment Notification and Arrest Notice

CASE FILE #: SAI-0197
Date: September 28th, 2020
Settlement Amount: $850.00

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the courthouse.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Visa Card and American Express Prepaid Debit Card in order to close this account.

What is garnishment?

Why am I receiving this notice?

On September 28th,2020 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $1385.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for a settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email

Samantha – Sep 28, 2020

I received a letter from them today September 28th same as the letter above I don’t know what to do? Please help. Current Creditor: Credit Repair Groups.
Notice Issued On: September 28th, 2020
Amount Outstanding: $1385.00 (higher than actual amount owed)
Settlement Amount: $850.00 for Today or two payments of $425.00 from Today. (Outside the courthouse)

Dear Debtor,

If we do not hear from you within the next 72 hours then we will have no alternative but to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.

Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;

• Bank Fraud

• Violation of Federal Law of Debt and Banking

• Intentional Theft by Deception

YOU ARE REQUIRED TO PAY for Small Claims to Collection Agency.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

As we have shared with you in previous letters read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

This action can be avoided by either settling the outstanding amount immediately or contacting us within 72 hours with a suitable payment arrangement.

We look forward to hear from you.

Derrick – Sep 28, 2020

I received the same one today. I believe ot is fake. Yours was exactly the same as mine word for word and the same amount.

Kristy –

I keep getting threatening emails from them saying they are going to have me arrested and ask that I send them payment via prepaid vanilla one or American Express card.

Katrina –

Yes they are harassing me. I have recived two emails from them. I read up on them. And they keep threating me. They need to be stopped. They are not legit.

Darryl –

Yes they are harassing me.

Jose –

Yes I just recived a notice saying I owed 1,045 and if they didnt hear from me by 30 days they could report it as fraud to social security FBI and my job. I know through research that this is a scam. Especially since there was a misspell. And it did not read professional. please take action on this.

Christopher –

Just received this email and I never took out a loan, so researched and found this site to submit a scam.

Case File : FR145(U)
Balance Amount: $1385.32
Case File Transferred: -September 17th, 2020
Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection Act 811 (FC/SC)

Settlement Amount: $850.00 by Today or two payments of $425.00 from Today.

Subject: Notice of Legal Proceedings against fraud activity.

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $850.67 If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $400.00 goes up to $1385.32.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your co-operation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL BETWEEN WORKING HOURS.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Regards,
Patrick Spencer
Legal & collection Department

Stacy –

The Andrew Law Firm is contacting me now threatening to garnish my wages I’m scared I don’t know what to do I don’t know who they are I asked for her number so I can talk to someone directly they told me they had to keep it add an email status so they can have a paper trail they are supposed to garnish my paycheck I barely make 40 hours a week they want me to give them $200 every week or bi-weekly I don’t know what to do I wish I had help

Olivia –

Scammer’s email [email protected]

Country United States

Type of a scam Debt Collections

Initial means of contact Email

This scam group is trying to scam me out of my money claiming a debt collection and wage garnishment from a payday loan that I never took out! And now they are harassing me and threatening me will court proceedings and now it’s affecting my livelihood and well being

Christina –

Victim Location 49048

Type of a scam Debt Collections

This person contacted by email saying I owed a debt of $480, when I begin question they got really nasty and rude threatened to sue put me in jail

Jay –

Victim Location 83001

Type of a scam Advance Fee Loan

They claim I took out a $400 payday loan. I have never done such a thing. They said I owed over $1200 and could settle for $850.

Lawrence –

Victim Location 98327

Type of a scam Debt Collections

Current Creditor: Credit Repair Groups.

Notice Issued On: June 10th, 2020

Amount Outstanding: $1385.00 (higher than actual amount owed)

Settlement Amount: $850.00 for Today or two payments of $425.00 from Today. (Outside the courthouse)

Dear Debtor,

Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;

• Bank Fraud

• Violation of Federal Law of Debt and Banking

• Intentional Theft by Deception

YOU ARE REQUIRED TO PAY for Small Claims to Collection Agency.

(a) all debts now payable by you to the debtor, within 30 days after this notice is served on you; and

(b) all debts that become payable by you to the debtor after this notice is served on you and within 30 days after this notice is issued, within 72 hours after they become payable.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

This action can be avoided by either settling the outstanding amount immediately or contacting us within 72 hours with a suitable payment arrangement.

We look forward to hearing from you.

Hector –

Victim Location 36867

Type of a scam Debt Collections

I received 12 threatening emails from this email address. I asked for them to send me their address, but they refused. Emails contained many grammatical errors, and were signed “Settlement Team”. They demanded that I send them money to settle a debt via prepaid card from Walgreens.

Bonnie –

Victim Location 19540

Type of a scam Debt Collections

i received an email stating that my wages were to be garnished for $1235.67 from Andrew Law Firm/Advance Cash Services LLC. I do not have any outstanding loans etc. for this. Case File #:FL38654/D(25), Legal charges – section 19A, Last date to File Lawsuit – February 20, 2020with a one time Settlement Payment of $735.23. I never received a summons in which they said i did.

There was no information on or in the email telling me who the person/persons were or any phone numbers to contact for the garnishment. Also it states if any questions to contact the person named on the included Summons of Garnishment in which i never received

Brianna –

Victim Location 92102

Type of a scam Debt Collections

I recieved an Email stating there would be a warrant for my arrest by 1/10/20.

It came 1/9/20 at 8:40 a.m. claiming I owe Due Amount- $1235.67

Hereby we inform that your arrest warrant is released from here and you will receive it with court summons very soon. Now you are obliged to come as a defendant to District Court of Appeals on January 17th 2020, at 11:00 a.m. for the hearing of your case of defaulting on a LOAN, CASE #ONS-01147791-SC.

Last Date to File Lawsuit- January 10th 2020.

Cost of the Lawsuit-$4590.00

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection(FC/SC)

This is to notify you and requires your immediate attention.

We have received this case file from Major Credit Bureau regarding Payday Loan. There is pending loan amount showing in your name and ssn. The initial loan amount which you took it goes up to $1235.67(Due to late fine fees and rate of interest, attorney fee, affidavit charges

Christy –

Victim Location 63383

Type of a scam Debt Collections

Why am I receiving this notice?

The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On July 17th, 2019, We received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $945.67. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make a payment or arrange an alternative before this date.

Please reach out to us immediately if you want to take advantage of the legit settlement amount or set up a payment arrangement.

Thanks and Regards,

Debt Settlement Division.

William –

Victim Location 27407

Type of a scam Debt Collections

I received an email that I owed some 1200 dollars and that I had to. pay in installments by a Walmart gift card or I would have to go to court. I am not sure if it is a scam or not

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