Victim Location 90045
Total money lost $1,900
Type of a scam Debt Collections
I initially received a call from a court processor informing me that they made multiple attempts to deliver a summons to me, and was calling to verify my address and that I would be home. He said he had no information regarding the case and I was given a phone number to call (866) 830-5354 and a case ID. When I called, they answered the phone as S&P group and he identified himself as Jesse Sanchez. When I inquired about the call i received, they first said that it is unusual that I received a call and that he would look in to the case for me. He asked me for permission to record the conversation and. He knew my social, birthdate and previous addresses. He claimed that I had a case filed for unpaid overdraft fees to a Wells Fargo account I had in 2006. He had my wells fargo account #(which I later called Wells Fargo to verify and it was accurate). They claimed the debt had been passed on to 5 different collections agencies and I never responded. I was also told I was mailed a 30 days final attempt notice to respond. I explained that I credit monitor and am completely unaware of this outstanding debt, especially since it was 12 years ago and I had a lot going on in that period of my life so I couldn’t be certain. He stated that since it is a checking account it is not reported to credit bureaus. He explained that a civil case would remain on my report for 10 years and that I would be placed in chexsystems. Ultimately, after several phone calls back and forth (note future phone calls were answered "corporate office") he offered a settlement out of court for $1900. Unfortunately, the more I spoke with him, I was convinced it was a legitmate claim and paid in full. I was emailed a docusign document to review and sign. After the fact, I went back to review the document and realized that the fine print said it authorized a company called "southland acquisitions" to authorize the payment. Doing research on them I learned that company does many scams of this nature. There is also no website or valid address on S&P group and the listed phone number on the document (866-307-5875) has many scam alerts. I called Jesse Sanchez back and asked for further documentation to be emailed to me. I confronted him about his lack of company address and about the reputation of Southland. He also said S and P does not stand for anything. I told him that Wells Fargo told me that if I was receiving call its was not on their behalf. I then notified him that I canceled my credit card and would be disputing the charge. He then became agitated and threatened me with my voice recording, my signature and legal fees and so forth. I’ve found many people online who have received this scam from S&P group and naming Jesse Sanchez as the caller. I am in the process of disputing the charge with the bank and hopefully will be able to recover all monies. I’ve also flagged my credit report as I am alarmed by the amount of personal information he had on me on file.