Victim Location 22079
Total money lost $405
Type of a scam Advance Fee Loan
I went online to apply for a loan to pay bills. Received a call from loan officer Linda Phillips. Said I was approved for loan of $3000 but need to put a collateral in order to get loan. First a car or home. Told her didn’t own home, and still paying on car. So asked for 3 payments of $405. I told her will think about it with letting know. I wanted to look up company to see if a scam. Didn’t see any information online of scams so called to apply for loan. I was sent a contract to sign which read. Was told to send by Money gram or Western Union. Then what was strange to me was told to send to Akeem Bray in Deltona Fl. I asked Ms. Phillips if a bank why I am asking to send to this person. Was told person securing loan. I should have went by my gut feeling. Was told will call takes 3 hours to send funds. Received a call later in evening that person collected money, and wants an additional $405. Informed her didn’t have any more money to send. Then to look on #3 on contract that person can ask for more money from insurance company. Before hanging up I was upset and said these people are crooks. My phone has been acting up so when called couldn’t answer. Got a voice message that heard message that I was rude, and I didn’t answer with hanging up so calling credit bureau to report me. I called her back to inform been told her my phone is messed up then apologized. But I am like have every reason to be upset. Told would like refund of my money but says will take 21-30 days. Then will see if supervisor will approve loan. Then called me saying supervisor said could I send $300 to approve it. That’s when knew company was scamming me for more money. I want to make sure they are reported with no one else getting scammed.