Victim Location 07836
Total money lost $1,000
Type of a scam Advance Fee Loan
A guy goes by the name, David Grey, with phone# 217-615-6423 Ext 420 (speaks with Asian Indian accent) offered me a personal loan. Says he is a Sr. Loan Supervisor at Lending Point. I suspected later on after he conned me, that he was just posing as working for Lending Point.
He conned me into buying 2 Target gift cards, worth $500 each, using the money that he deposited into my credit card account. Other persons in his team: John Martin and Amy. They deposited $3750 into my credit card account, but then later on the deposit was reversed by the creditor bank because of "insufficient funds" from David’s team. This left my credit card account balance way over the credit limit. I never received the actual loan amount that I applied for. They even had the gall to demand I pay them back the money they said they initially deposited, which of course, wasn’t really a real deposit in the first place. As I learned later, Lending Point is only in Georgia state, and does not really have an office in Chicago. Those guys just posed as a team working for, or associated with Lending Point.