Victim Location 81004
Type of a scam Debt Collections
They are treating me as if I owe money on a debt I didn’t create and threating me to be reported to agencies to mess my credit up this is what they sent :::::***:::::::::
"This is our official notice to you regarding the due payment. You have defaulted to pay the dues – you owe $950.27.
You did not make the payment, despite repeated requests from your creditor.
If we do not receive the payment in full, we will have to do whatever we can under the law to recover our money with accumulated interest from you that includes, but does not limit to legal proceedings against you, not to mention the legal expenses shall also be borne by you.
We are open to discuss for next 72 hours, but if we did not receive any response we will have no other option left other than forwarding you case file to court for wage garnishment order to satisfy this debt.
If we do not hear from you within the next 72 hours then we will have no alternative but to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.
Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;
• Bank Fraud
• Violation of Federal Law of Debt and Banking
• Intentional Theft by Deception
There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
As we have shared with you in previous letters read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
Kindly update us ASAP so that we can resolve this case file outside the court we will be filing a lawsuit against you."
I received the in quote statement from this company/scammer
I’m scared cause I’m going and my credits important to my life.