Victim Location 37211
Type of a scam Advance Fee Loan
Received a text stating that I was approved for the loan I requested. The person had all my information such as my name phone number email and address. He asked me to verify the account I want my funds transferred to and to have the monthly payment taken out. He also asked me to verify my social security number. He said he will process the information and give me a call back in a couple hours. I called back later to check the status and received his voicemail. I called the number on their website and a different man answered asking me the name of my bank. I told him I was just checking on my status and he said he need the name of my bank and account information. I said you didn’t even ask me my name. He got frustrated and said he will call me back and hung up.
September 8th, 2022
Received a txt from a 651-461-3209 number saying..
Hi, this is Bill here from Sunrise Bank
Your loan application is approved from $2000 to $9000 (6% APR)
How much amount are you looking for (my name)?
He asked me how long I’ve been with my bank, I said over 8 years now, asked me how much I make monthly from work after taxes. He then asked for my bank account number, and all that important information and asked me to verify account. My gut feeling was telling me something was wrong with the picture, but I looked passed it once I told him I needed it to pay rent, and he told me I was approved for a 2000 loan. He asked me if I was able to go the nearest store to purchase a pre paid card, and when the money post to get it onto the cards. Well by this time is was already 6:30pm, the supposedly checks were on hold. I told him the checks never came through they been on hold this time. He said he will call me back tomorrow. September 9th came, I called my bank questioned them about the checks that Sunrise Bank said they will release. Customer service rep informed me that the federal bank was closed and by this time it’s still a hold now on the two checks up until September 17th. I txt bill from the number he gave me and let him know I’m not sure what else to do because I’m off to a wedding for the weekend, I never did get a response. So I called, the voicemail said that this person can’t be reached in that area. So I knew then this was a SCAM. I instantly called my bank again and told them to please look into my account with the checks that were deposited from sunrise bank, because I think it’s some fraudulent activity going on. She said they will keep a close look out.
September 13th, I tried to use my debit card with the little amount of money I still had in the account. And the card declined. So I called my bank, and they had a freeze on the account because they needed to verify the checks. When she starts saying the names on the checks it didn’t click right away what she was talking about. She said she needed to call my employer to verify if I work there or not. I let her know my employer has nothing to do with the account, I haven’t worked for that employer since April of 2022.
All in all long story short these scammer at Sunrise Banking went into my account and altered my direct deposit checks from my previous jobs, and they made it seem like I was doing the fraud. And I’m negative in my account now.