Victim Location 38134
Total money lost $50
Type of a scam Debt Collections
I received a call on December 13, 2018 from Huntington Beach CA, phone number 323 982 7726. The representative on the line was a Spanish speaking women asking about my address to receive a summons. I told her that I’d like to be removed from the call list and she said that the call was in regards to a summons. She transferred me to a woman named Julia James who told me that I had an outstanding debt with a past pay day loan institution originating in 2013. She gave me contact and employment information that was accurate around that time. She provided the last 4 digits of my social, my drivers licence number, my bank institution and even knew that my past account was closed. She told me that her agency was "stepping in" to settle for an amount which was a fraction of what I actually owed.
I asked her how many attempts had the original company tried to contact me. She said that they only contact by mail and only send once in an envelope labeled "Urgent". She also disclosed that companies who prey on people want the notices to go undetected so that they can accumulate as many fees as possible. I asked why they hadn’t contacted me by phone before today and she said they do not. I called the one pay day loan company who possibly sold my information and they had no record of me owing them anything. Julia sent over documents for me to sign electronically through docusign. The documents did not list a specific loan originator or any address info. It also had a Marilyn Hewson’s name as the person sending the papers. I had already set up payments before I realized that this was a scam