Victim Location 11357
Type of a scam Advance Fee Loan
A woman by the name of Laura Cummings called and told me that I had been approved for a $8,000.00 loan. On the phone she told me this information: $8,000.00 will be deposited into your account. 7% interest with 4 years to pay off the loan at $191.57 a month. She said that I could either use my car as collateral if it equaled in value of the loan or send the first 3 payments totaling $574 and then within 2 to 4 hours I would have my money. She emailed me a contract stating all of these things. I read the contract and realized it had to be wired by western union which made me iffy I asked someones advice and they told me the contract appeared to be legit, so off I went to western union, once there she worked me through filling not the form, she told me the payment should be sent to a Drucilla Wallace in Orlando,Florida, which I thought was odd, but being she claimed to be a financial consultant that worked with private lenders not banks, and someone i trusted said it was ok I stupidly went ahead with the transaction, and gave her the 10 digit transaction #, about 20 min later she called and told me that the receiver was unable to pick up the money due to a hold, and i needed to call western union and tell them its ok I know what I’m doing, but under no circumstances should I tell them this transaction was for a loan, i should just say that I know the receiver well and the money was being sent for personal reasons to avoid having to pay 300 in taxes. Once that was said I knew I just got scammed so I called western bunion intending to cancel the transaction and they informed me that the hold was placed on the transaction for my protection due to a good amount of fraud complaints filed. Thank God western union really does the right thing by their customers, because by the time I finally listened to my gut if that hold hadn’t been placed I would have lost money I don’t have..I believe this is a fraudulent business as does western union, they must be handled. It disgusting to rob people that clearly are in need or they wouldn’t be applying for a loan.
Victim Location 30114
Type of a scam Advance Fee Loan
Laura Cummings called and left a message saying that I had been approved for a $35000.00 loan. I returned the phone call and recieved this information: $35000.00 will be deposited into your account. 5% interest with 7 years to pay off the loan at $494.68 a month. She said that I could either use my car as collateral if it at least equaled in value of the loan or send the first 3 payments totaling $1482 and then within 2 to 4 hours I would have my money. She emailed me a contract stating all of these things. I read the contract and realized it had to be wired by western union. I began reaearching the company, but can find only 2 websites that match
No BBB or anything has this business listed. Also on their website included sic and naics codes, which none of those include this business name. I believe this is a fradulant business and must be handled. If they are real, then they jave some pretty good deals going on.