Victim Location 53963
Type of a scam Credit Repair/Debt Relief
Call started with "Attention Attention this is ___ from credit services… we are offering complete debt forgiveness press …."
I hung up.
Victim Location 98012
Type of a scam Credit Repair/Debt Relief
I received a letter in the mail RE: Credit Settlement SECOND NOTICE. They said they had settled accounts w/JP Morgan Chase, B of A, Discover, Capital One, HSBC, GE Money Target and Wells Fargo. (I think they covered all of the big ones!) The said I may be entitled to a settlement. **Failure to Call** and make my monthly payments would result in interest accruing at an unreasonable be rate, in addition to penalties. Call within 10 day, to aviod delays…… at the bottom in small print it mentions program fees extra and vary. You are not alone….
I know who I own money to and when my bills are due. I hope no one else falls for this scam.
Victim Location 32807
Type of a scam Credit Repair/Debt Relief
Received SECOND NOTICE, letter in the mail. A credit services scam letter offering adjustment of credit card accounts. Mentioned Back of America, Discover, Capital One, American Express, Wells Fargo. I do not have any of these credit cards, I have received similar offers via phone call in the past, an obvious scam. They even included a personalized website to respond to this letter online.
Can someone stop these people? I have filed several complaints throughout the years about this type of scam!
Victim Location 98390
Type of a scam Debt Collections
Like other reports, I received a mailed letter stating it is a 2nd Notice to respond to a settlement claim, with a "failure to call" threat. It provides a number to call and a personalized website address.
Victim Location 99205
Type of a scam Debt Collections
I have received the attached document three times now, even though it states Second Notice. I do not have any accounts with any of the banks listed on this letter. The fact that the document is on pink paper concerns me as well. I wanted to alert the ScamPulse.com as this company has created a personalized website for me to use as well. This is alarming too. My husband and I have recently purchased an item and if our credit report showed any discrepancies it would have been addressed at that time. If you have any questions please let me know. I will be shredding this document for the third time. Thank you.
Victim Location 11233
Type of a scam Credit Repair/Debt Relief
Got a threatening letter “SECOND NOTICE” about nonexistent credit card debt for $23K.
They’d set up a personalized website for me…
Victim Location 58763
Type of a scam Credit Repair/Debt Relief
I received a pink letter in the mail stating: RE: Credit Settlement SECOND NOTICE and to contact their office within 10 days of receiving said notice…it lists all major credit card companies…in bold it states "Failure to Call"…it also gives me a personalized website with my name on it and a Notice Number…for someone not knowing any better, this would fool them into making arrangements to make payments…
Victim Location 66061
Type of a scam Credit Repair/Debt Relief
Received a "SECOND NOTICE" (yes in caps, and bold font) giving me 10 days to respond "regarding the adjustment of my credit accounts". "Failure to call and make your minimum monthly payments will likely result in interest accruing on your unsecured credit balances at an unreasonable rate". Nice.
Other shifty and language is included with enough specifics and big name lending companies mentioned to supposedly make them legit and to make me feel concerned. Then a "personalized website created just for you" to go to for help.
I guess nothing they say in the official looking scam is a direct lie. Just scummy use of the truth to prey on people who are in a bad situation, elderly, etc.
Victim Location 66111
Type of a scam Credit Repair/Debt Relief
I received a fake check for $11,500, with a letter saying to contact them immediately at 1/877-494-7040 to participate in the 2018 Consumer Debt Relief Program or DCRP. It would reduce the amount of debt I owe and lower my monthly payments.
My plan number is *** https://***.debt-reduction.org Unsecured debt is $23,000
CDRP Reduction amount: $11,500
CDRP Pre-Approved Debt Savings: $11,500
S. Thompson
CDRP Processing
The address is to a Double Tree Hotel, and also comes up as a virtual address. The lack of a company name is suspicious as well.
Victim Location 02817
Type of a scam Credit Repair/Debt Relief
I received this pink letter in the mail yesterday telling me this was my second notice. The letter states to contact their office within 10 days of the letter to settle balances with my credit lenders. They go on to say that failure to call will likely result in interest accruing on my "unsecured credit balances at an unreasonable rate." Now, I’m savvy when it comes to these scams but I can imagine an elderly person in debt would react differently to a letter like this. These people need to be stopped!
Victim Location 54935
Type of a scam Credit Repair/Debt Relief
Received letter with notices, 3rd, 2nd, Final to relieve debt from Credit Card companies. When I contacted my CC company, they said that they did NOT work with the agency. I’m afraid to call them, then they will call me back.
Victim Location 97301
Type of a scam Credit Repair/Debt Relief
This scam business mails pink credit warning letters which upon initial review appear legitimate; however, they have a virtual address, no ScamPulse.com profile, no accurate information in their letter, and they provide an email address set up with your name to access your supposed account. Don’t fall for this scam.
Victim Location 98223
Type of a scam Credit Repair/Debt Relief
I received a letter stating it was my "second notice". I never received a first notice. The envelope did not have a return address on it. Seems little odd to me.
Victim Location 98271
Type of a scam Credit Repair/Debt Relief
Received this in the mail yesterday. Fortunately, all my accounts are in good standing and so I immediately recognized this as a hoax. However, someone having some credit payment problems may not be so quick to recognize this as such.
Victim Location 29212
Type of a scam Debt Collections
Received letter re "CDRP Notice", requesting I contact via phone or my
own "personalized" website.
Victim Location 60053
Type of a scam Credit Repair/Debt Relief
Caller ID said "MB Financial" masquerading as a real institution. Robo voice said it was VISA and I qualified for a 0% on all of my credit card accounts. I pressed "1" as instructed and a woman got on the phone who was a "qualifier", and I asked what company she was with. She said "CREDIT SERVICES" so I said that my caller ID showed her number belonging to "MB Financial" and she hung up on me.
Victim Location 96818
Type of a scam Debt Collections
I received a letter in the mail from "Credit Services" which claimed it had settled accounts with JP Morgan Chase, Bank of America, Discover, Capital One, HSBC, GE Money, Target and Wells Fargo.
The name just seems suspicious and to have settled accounts with such big organizations doesn’t make any sense.
I was not able to pull up an actual website or verify the address location on google.
It is a very simple letter with no credentials listed.
Victim Location 98031
Type of a scam Debt Collections
Letter claims I owe $30,000 in credit card debt. Company is working with JP Morgan, Band of America, Discover, Capitol One, HSBC, GE Money, Target, Wells Fargo (all companies listed on letter). This is false and fraudulent letter as these companies have claimed to not know or work with “Credit Services” in NY, NY.
Victim Location 55304
Type of a scam Credit Cards
Individual called saying they were from Credit Services and asked for me to verify my name. I asked them who they were trying to reach and they said this was about my credit card and the option to lower my rates. I asked them what card they were calling about and they repeated themselves to indicate Credit Services calling about my credit card rates. I asked again, which card. They rattled off Wells, Citi, AMEX, etc. and when I suggested that he didn’t know what card he was calling me about… he told me to F off, you A**hole.
Victim Location 96816
Type of a scam Credit Cards
Received a letter from Credit Services indicating that they can reduce my credit card debt in half per 2017 CDRP (Consumer Debt Reduction Program). If sounded too good to be true, but I called the number, 877-430-4485 to find out more. They said they will negotiate with my credit card companies on my behalf to reduce the payment. Then I will make my payments to them to be forwarded to my credit card companies. Their service fee is 22% of the amount I saved.
Victim Location 98801
Type of a scam Credit Repair/Debt Relief
BRANDON FROM CREDIT SERVICES CALLED USING A CLONED LOCAL CELL PHONE NUMBER TO REDUCE MY 10K CREDIT CARD DEBT, WHICH I DON’T HAVE. WHEN I STATED I WAS REPORTING THE CALL TO ScamPulse.com HE HUNG UP. THIS HAPPENED LESS THAN 6 MONTHS AGO SO I’LL WAIT FOR THE NEXT CALL.
Victim Location 04429
Type of a scam Fake Check/Money Order
Just received a fake check in the mail that said Consumer Debt Relief Program ( CDRP ) Savings available: 11,500. Everything looked legitimate and had my name and address. It had a contact number for me to call with a notice number. They only web address was https:my full name.debt-reduction.org. there was no website or email address for the company. When I looked up the company name and address It was for a different company all together.
Victim Location 10701
Type of a scam Credit Repair/Debt Relief
They keep calling asking if I want to lower my interest rates. When I ask them how they got my phone number they hang up. One time the guy repeatedly told me to shut up before hanging up on me.
Victim Location 77375
Type of a scam Credit Repair/Debt Relief
These people are contacting me saying they can clear all of my debt and the disturbing thing is that they have information about me and my debtors that I should only know or a goverment agency.
can you pleae investigate who these people are and how are they getting the information which it should be private
another thing is that they are contacting me to a work phone and knew my information and my work phone does not have anything to do with my personal life.
let me know if you need information
Victim Location 93301
Type of a scam Credit Cards
I very rarely answer phone calls from numbers I don’t recognize, but I did this morning and the woman on the line immediately launched into some speech about saving me money on credit card interest. I tried to interpret her but she wouldn’t stop talking. I said over and over to remove my name from her list and don’t call me again. I said it at least 6 times. Then hung up. Within an hour I received another phone call from another number very similar to the first. I didn’t answer. From that point on I received at least one phone call an hour. After installing an app so I could record the conversation, I finally answered the 6th phone call. The same women (she said her name was Christie) launched into the same speech. I didn’t try to interrupt and when she finally got to the end of her speech she asked me if I was ready to give her information so she could save me money. I said no and started to ask why I am being called over and over all day but she hung up on me. That’s when I realized it was some sort of a scam. I’ve heard there are some scams where they just want you to say the word "yes." I certainly hope there isn’t one for saying the word "no!" I called all of the numbers back and none were answered. All went to an automated voicemail.
Victim Location 33881
Type of a scam Investment
The number was a local number. I said hello they stated " my name is Katie calling from credit services, I see you were recently looking to buy a home. Is that rught?" I didn’t say anything then she said can you hear me? I said uhhhhhmmmm yes? And they disconnected.
Victim Location 15229
Type of a scam Credit Repair/Debt Relief
Consumer was called by Frances Xavie with Credit Services stating that if she sends them $1295, they can $0 any credit card debt over $5000. Consumer provide her name, address, card numbers, and last four digits of SSN. She has already contacted her credit card company to request new cards.
Company did not provide their address, only the name "Credit Services".
Victim Location 35611
Type of a scam Credit Repair/Debt Relief
Caller id on my landline read "G & S Custom Fabrication" with a local number of 256-232-9512. When I answered, there was a recorded voice that said, "Hi, I’m Christy with Credit Services." This is the 2nd local phone number this credit services company has hijacked to make it appear the incoming call is from my town. The other number this company used (last week) was 256-232-7915. I hung up both times when I realized this was a recording. This company is stealing other phone numbers to conduct their business. They could be using my number, and I would never know.
Victim Location 37130
Type of a scam Credit Repair/Debt Relief
Owner’s wife received a letter to home address which looks official but is not. States from Credit Services with an address on Wall Street 28th Floor. Upon researching this is a virtual address people pay to use. Letter states she has $22,000 in Est. Creditor balance. Which no creditor is listed and she has zero debt. The letter states they can settle it for $11,000 and list a term date with note. Has a phone number as Client negotiations Dept.or you can go to a not legit website with her name.debt-reduction.org. You can find numerous complaints of the exact same on scamguard.com of same actions and letter. These people are praying on elderly people and needs to be put to a stop.
**Upon looking at ICANN whois of whom owns these domain names and is cheating the public. I have the following info for you. Hope you can stop these people.
Admin Contact
Name: Registration Private
Organization: Domains By Proxy, LLC
Mailing Address: DomainsByProxy.com, Scottsdale Arizona 85260 US
Phone: +1.4806242599
Ext:
Fax: +1.4806242598
Fax Ext:
Email:[email protected]
Victim Location 19046
Type of a scam Credit Repair/Debt Relief
Company uses a deceptive mailer –designed to look like a letter from a government or collections agency. It’s written almost like a collection letter in that it gives dates by which the recipient must respond. It appears to be an offer to provide debt consolidation or reduction services, but the wording makes it sound like you must reply, by the date stated in the letter. It does not provide an actual legal name of the company or website that provides information about their offer or services. It was sent to someone whose debts are not past-due or in collections or anything.
It does not state that it’s an attempt to collect a debt (which would be required by law if that’s what it was – even though it sounds a lot like one.) It does not provide the legal "opt-out" notice to stop receiving prescreened credit offers, since it’s not an offer to provide credit. For those reasons, it doesn’t appear there’s a government agency that would take action on the letter, even though it seems to be deceptive &/or misrepresents its authority over the consumer.
Victim Location 27858
Type of a scam Credit Repair/Debt Relief
wanted me to settle for amount of which I know nothing about. only have mortage and regular monthly payment, which in no way total what they are saying is creditor balances. would love to owe mortage for their amount!!!
Victim Location 19809
Type of a scam Debt Collections
THEY SENT A LETTER SAYING THAT I OWE $21,000. TO WHOM THEY DID NOT SAY AND THEY WERE AUTHORIZATION TO FACILITATE A SETTLEMENT OF $10,5 AND OFFERED ME MONTHLY PAYMENTS AND IF NOT SETTLED BY DATE GIVEN IN LUMP SUM ALL SO BE REPORTED TO MY CREDIT BUREAU EVEN HAS A PERSONAL WEB SITE WITH MY NAME ON IT I HAVE LOOKED UP ON YOUR WEB SITE AND THEY HAVE A F RATING ALL SO A DIFFERENT PHONE NUMBER
I HAVE NO WAY OF GIVEN YOU A IMAGE
Victim Location 10463
Type of a scam Credit Repair/Debt Relief
The phone call was to say I was eligible for a rate reduction, when I clicked to talk to someone and asked them to tell me why I was being called they burst out laughing and hung up the phone.
Victim Location 79708
Type of a scam Credit Cards
These people call and ask you your credit card number to reduce your debt but when you ask them to stop calling or remove your number, there have been several different people that start making sexually explicit advances.
Victim Location 16159
Type of a scam Debt Collections
I received a letter stating they wanted to facilitate a settlement for me. Debt $$$ and wanted to set up $$$$ pay off. It states once contacted they will have authorization to continue. Therefore, I did not call and or use personalized email. I do not have a bill like that, therefore I knew scam. I do not want you to use the personalized email as I am afraid that they will say I gave them the go ahead for whatever.
Victim Location 02814
Type of a scam Debt Collections
My husband received mail from the above saying he had a debt of 289,000.00. Neither of us have any kind of debt in that amount or any outstanding debt that could be connected to this in any way shape or form.
I am attaching the document for your information.
I am a credit manager for wholesale credit and know there are many consumer laws that this must be breaking including mail fraud.
On the below I noted our state of residents not the state the mail was received from.
Thank you for your assistance
*** ***
Victim Location 33066
Type of a scam Credit Repair/Debt Relief
Phishing for money in regards to debt reduction. Asked for 3056.00 a month for a 36 month program. In order relive debt. Stated there are 22,000 in debt against me. In which is not true.
Victim Location 08016
Type of a scam Debt Collections
an official looking letter received through postal mail stating they were aware of my financial situation and wanted to settle my debt.
Victim Location 81001
Type of a scam Credit Repair/Debt Relief
Company claiming I have an outstanding balance of 22K and will settle with a payment of 11K.
Victim Location 23230
Type of a scam Credit Cards
I got an automated message: "This is your last opportunity to lower your interest rate. To lower your interest rate, press 1. To ignore and let this opportunity expire, press 2." I was curious to see what kind of scam this was (they didn’t even mention mortgage or credit card). I pressed 1 and get someone with an accent. I ask them what company they are calling me from. He says, "Card Services" I go, "What Card Services? Why did I get this call?" He says, "We’re with Visa and Mastercard and we service Chase, Wells Fargo, Capital One, (6 other financial institutions you’ve heard of) and I understand your interest rate is greater than 10%" I go, "Yeah" he says, "and I see that you have a revolving balance of about $X,XXX" I go "Yeah (even though it sounds higher than what I carry)" He says, "And do you pay that off every time?" I go, "Yeah" He says, "Every time?" "Yeah" His reaction: Click. Hangs up on me. I can only imagine what the next questions are, and how many of our grandparents might actually answer them…
Victim Location 11233
Type of a scam Credit Repair/Debt Relief
We are aware of your current financial situation. Once we have been contacted, we will have authorization to facilitate a settlement offer of $8,500(full amount is $17,000) on your behalf directly with your creditors. Once all funds clear and the program proceeds have been applied to your creditor accounts, your account will be considered settled and closed.
If you are unable to pay the above settlement in a lump sum, we can offer a monthly set aside plan to make monthly payments more affordable. According to our records, we are able to set up a monthly set aside of
Term: 36 months Program of $236
Your account will be reported to the national consumer reporting agencies as "account paid in full for less than half the balance".
In order to validate this program and the current terms being offered as of the date listed above, cont us at 877-338-3258.
sincerely
Client Negotiation Department
Victim Location 10002
Type of a scam Credit Repair/Debt Relief
Received a letter that says I have an estimated credit balance of $19,000 and if I call them they can settle my balance for $9,500. If I can’t pay the fee upfront then I can pay $264 for a 36 month period.
Victim Location 62704
Total money lost $1,000
Type of a scam Debt Collections
Notices about debt owed on credit cards and threats to send to collections. We wrote 5 times in two years requesting information about the debt alleged. Every letter was returned. We plan to sue the "company".
Victim Location 10028
Type of a scam Credit Repair/Debt Relief
got notice. says "we are aware of your current financial situation. once we have been contacted, we will have authorization to facilitate a settlement offer of $7500"
I have no debt. It also created me a personal website with a .org suffix. This is very well done. they give a phone number and this personal website but no other details about the debt or anything else
Victim Location 63645
Type of a scam Credit Repair/Debt Relief
Letter stating can help us with up to $26,000.00 dollars of debt to be settled for $13,000.00, over a 36 month period. Forth time contacted. Even set up a personalized Website. Wants payment of $361.00 monthly.
Victim Location 60632
Type of a scam Credit Repair/Debt Relief
Letter send to me about an account that I do not recognize.
Victim Location 10027
Type of a scam Credit Repair/Debt Relief
I received this letter on 7 November. It said that I owed $17,000 and once I contact them, they will be able to offer a settlement. It makes it look like I’m being hounded by creditors which I’m not! I got very worried when seeing this and thought my personal credit was being compromised. This is a disgusting tactic to use.
Victim Location 14568
Type of a scam Credit Repair/Debt Relief
Just received ‘2nd Notice’ for relief of credit balances $195,000, proposed settlement $97,500, monthly program payments for 36 months $2708. They want a phone call and/or communication on the personalized website provided before November 30, 2016 on threat that program terms may change.
Victim Location 60614
Type of a scam Debt Collections
This company has sent multiple letters to my home claiming I have "estimated creditor balances" of $23,000 and offered a settlement of $11,500 or 36 monthly payment plan of $319/mo.
The only website they provide is a personalized site so they can track who is logging in, as well as a 1-877 number with a notice number.
This is definitely a scam and if anyone knows how to shut them down, please do.
Victim Location 11429
Type of a scam Debt Collections
Constant mail stating I’m in debt and I’m not in debt nor do I have bad credit. Calls constantly and I have added the number to the do not call registry as well. Now the mail is constant and I have returned to sender stating I will forward to the state attorney office as well. It’s asking for monthly payments to be sent to this company
Victim Location 07470
Type of a scam Debt Collections
Called and left messages for myself, my parents and brother that I needed to call them or legal action will be taken. I contacted them and they tried to tell me it was for a loan I took out on line in 2011. I never took a loan out nor would I take one out on an online website. When I asked for information showing that I took out the line they stated they couldnt send that information . They had my name, address,name and lat 4 digit of my ss #. After I hung up with them I checked my credit report which shows no loans .
Victim Location 67839
Type of a scam Phishing
i RECEIVED A PHONE CALL FROM A COMPANY CALLED CARD SERVICES. THEY TOLD ME THAT MY BALANCE QUALIFIED ME TO RECEIVE A LOWER RATE OF 6.9% THEY ASKED IF i HAD ANY OTHER CARDS THAT I WOULD LIKE TO RECEIVE A LOWER INTEREST RATE. THEY ASKED FOR THE LAST 12 DIGITS OF THE CARD NUMBER AND THE LAST FOUR DIGITS OF MY SOCIAL SECURITY NUMBER. THEY ASKED FOR THE NAME OF MY BANK FOR VERIFICATION. THEY KNEW MY CREDIT CARD BALANCE AND THE DATE AND AMOUNT OF THE LAST PAYMENT. WHEN I REFUSED THEY REFUSED TO GIVE UP. i HUNG UP ON THEM AND A SUPERVISOR CALLED ME BACK INSISTING THAT I GIVE HIM THE NAME OF MY BANK.. THE NAME OF THE BUSINESS WAS
CARD SERVICES AND THEIR PHONE NUMBER IS 855-563-4437. THEY SAID THEIR WAS A ONE TIME CHARGE OF $892 SPREAD OUT OVER 4 PAYMENTS.
Victim Location 15042
Type of a scam Debt Collections
Consumer received letter from Credit Service, P.O. Box 1687, #2147, New York, NY 10004 with a Notice #, Contact phone 1-877-803-2892, Est. Creditor Balance of $21,000 which is offering her a payment plan to take care of a non-existent debt. Letter shows a Personalized Website that company created with her full name. . . .Fine print below goes on to say "This is not an engagement offer, only an invitation to meet with a representative to determine interest and qualification. etc.