I just received an email saying I owed money but it never said to WHOM I owe this money to. The body of the email looks exactly like the other above and said I took out a loan for $300 but now owe $1021.85. Yeah, I don’t think so!
Filed Lawsuit Charges Summary:
Total Outstanding Balance: $1021.85
Courthouse and Attorney Fees: $792.00
Lawsuit Amount: $11986.63
Major Credit Bureaus File Processing Fees: $425.00
Legal Stamp Charges: $298.00
Agreement Breached Charges: $158.00
Financial Institution & Bad Debt Banking Charges: $112.00
Case Information:
Initial Loan Disbursement Amount: $300.00
Case No: LF – 856142/39
Settlement Amount: $297.00
Total Outstanding Balance: $1021.85
Legal Notice Issued On: February 22, 2021
According to our records you have not settled a debt with us, you have 24 hours from the date of this letter to submit payment and/or evidence that your debt is paid in full, otherwise the civil division will automatically refer your debt to the department of the treasury for collection of amount ($3174), to a credit service bureau and possible to the Internal Revenue Service (IRS) for tax refunds offset. A fee of up to 28 percent of the debt may be added to the outstanding balance in addition. There may be interest on the unpaid balance that will be assessed yearly. The interest rate is determined by the U.S DEPARTMENT OF TREASURY (U.S TREASURY). Interest and penalty charges may continue to accrue until your debt is paid in full. You may enter into an acceptable written payment agreement, refer to the enclosed for details.
NOTE: Kindly present all of your documents into US District Court (Address: 627 W 21st St, Merced, CA 95340, United States) on the courthouse date which will be delivered to you as we have already filed a lawsuit into the courthouse on February 22, 2021.
COURT HOUSE: US District Court (Address: 627 W 21st St, Merced, CA 95340, United States)
Your courthouse reference case number is #514875/F14/35 which is under the hand of courthouse attorney Mr. Robin Smith.
This case was filed under fraudulent section (C) chapter 19 into the courthouse and will be executed as per the agreement in order to pay off this account under the guidance of the court house.
American Credit Solutions Inc.
331 South Hope Street
Los Angeles, CA 90071-3004
Phone: +1 323 801 8007
These scammers will do anything to make it look legit to try and steal money from anyone.
Scammer’s phone 7204001973
Scammer’s email [email protected]
Country United States
Type of a scam Advance Fee Loan
Initial means of contact Not applicable
The American Credit Solutions inc is sending bunch of emails and calling to my cell phone numbers in private and odd numbers. I wonder how this company has got my social security number. Anyhow I will try to find a free legal help inorder to know what kind of steps I should have to take against this scammers. Unfortunately my wife was tested positive with covid and i was quarantine my self for fourteen days. I will work on this issue and try to get rid of the scammers.
I was sent several emails claiming that I owe a debt which i do not owe. It also claimed that a case was filed in the united states court in California for garnishment and tax with holdings to pay the debt. This is a complete scam, so do not fall for this one!
Scam for a debt I never had a loan and never took out.
I have copied what they sent me and pasted it below
Mona Rhoades,
(Lawsuit declared and case forwarded to the courthouse against Mr. /Ms. Mona Rhoades on December 03, 2020)
This email is in reference to notify you that Mr/Ms. Mona Rhoades has been blacklisted; defaulter’s social security number and banking accounts are under investigation through major credit bureau TRANSUNION. Defaulter would be receiving the court papers at mailing address 709 Christopher Dr, PLEASANT HILL, MO , USA within the next seven business days once we file lawsuit against you as the person has failed to pay off this account as per the agreement.
Note: Defaulter was offered several chances to take care of this debt but Mr. /Ms. Mona Rhoades committed false commitments with the company during resolution procedure and attempted fraud continuously; therefore we have decided to finally present this case for lawsuit into the courthouse by today December 03, 2020. One copy of this lawsuit will be forwarded to the major credit bureaus in order to seize all mortgage and banking assets to collect the total outstanding balance of $1021.85 and lawsuit charges along with courthouse and attorney fees as mentioned below:
Filed Lawsuit Charges Summary:
Total Outstanding Balance: $1021.85
Courthouse and Attorney Fees: $792.00
Lawsuit Amount: $11986.63
Major Credit Bureaus File Processing Fees: $425.00
Legal Stamp Charges: $298.00
Agreement Breached Charges: $158.00
Financial Institution & Bad Debt Banking Charges: $112.00
Defaulter’s Record:
First Name: Mona
Last Name: Rhoades
Phone: 8167381175
Address: 709 Christopher Dr, PLEASANT HILL, MO , USA
Requested Loan Amount: $500.00
Approved Loan Amount: $300.00
Case Information:
Initial Loan Disbursement Amount: $300.00
Case No: LF – 526985/14
Settlement Amount: $297.00
Total Outstanding Balance: $1021.85
Lawsuit Filed On: December 03, 2020
Charges against Mr. /Ms. Mona Rhoades
FDCPA ACT – 811 (15 USC1692I)
Case Type- Fraudulent Act (FC/SC)
Lawsuit – Under Consumer Fraudulent Activity
Immediate Effect – Seizure of all Banking Accounts & SSN
According to our records you have not settled a debt with us, you have 24 hours from the date of this letter to submit payment and/or evidence that your debt is paid in full, otherwise the civil division will automatically refer your debt to the department of the treasury for collection of amount ($3174), to a credit service bureau and possible to the Internal Revenue Service (IRS) for tax refunds offset. A fee of up to 28 percent of the debt may be added to the outstanding balance in addition. There may be interest on the unpaid balance that will be assessed yearly. The interest rate is determined by the U.S DEPARTMENT OF TREASURY (U.S TREASURY). Interest and penalty charges may continue to accrue until your debt is paid in full. You may enter into an acceptable written payment agreement, refer to the enclosed for details.
Once your debt is submitted to the IRS, the U.S treasury will reduce or withhold any of your eligible federal payments by the amount of your debt. The process known as “offset,” is authorized by the debt collection ACT of 1982 and the debt collection improvement ACT of 1966. U.S treasury is not required to send you notice before your payment is offset. Federal payment eligible for offset include your income tax refunds: your salary pay, including military pay; your federal retirement including military pay; your contractor/vendor payments; certain federal benefit payment; including certain loans to you, that are not exempt from offset.
If you make or provide any knowingly false or frivolous statement, representations or evidence, you may be liable for penalties under the false claims ACT (31 U.S.C. paragraph 3729-3731) or other application statutes, and/or criminal penalties under 18 U.S.C. paragraph 286, 287, 1001 and 1002 or other applicable statutes.
One copy of your court papers will be forwarded to the correspondence references which were used by you when you committed the loan.
NOTE: Kindly present all of your documents into United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States) on the courthouse date which will be delivered to you within seven business days as we have already filed lawsuit against you into the courthouse on December 03, 2020.
COURT HOUSE: United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States)
Your courthouse reference case number is #94211/21A/C5 which is under the hand of court house attorney Mr. Marshall Jones.
This case was filed under fraudulent section (C) chapter 19 into the courthouse and will be executed as per the agreement in order to pay off this account under the guidance of court house.
Important Note: Mr. /Ms. Mona Rhoades is no longer eligible to apply for any credit or loan through any lender in the United States.
Kindly make sure to have all necessary documents into the courthouse on the court house date which will be delivered to you through the courthouse within the next two to seven business days.
Kindly email us immediately if you still want to hold this account by paying off your settlement amount of $297.00 on December 03, 2020 else be presented into the courthouse as stated this has been filed for lawsuit into the courthouse on December 03, 2020 in order to collect the total sum due of $1021.85 along with the lawsuit $11986.63 and applicable attorney fees.
This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact us through email for immediate assistance or call us at +1 323 801 8116 to resolve this matter quickly.
Copyright © 2009 American Credit Solutions Inc. | Privacy | Terms of use
(This is a written communication electronic acknowledgement from American Credit Solutions Inc. and is solely intended for only Mr. /Ms. Mona Rhoades (SSN #)
American Credit Solutions Inc.
331 South Hope Street
Los Angeles, CA 90071-3004
Phone: +1 323 801 8116
<span title="—————————————————————————————————————————————————————————————————-
——————————————————————————–…⇄ />
This e-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. secs. 2510-2521, and is legally privileged and confidential. If the reader of this message is not the intended recipient, the reader is hereby notified that any unauthorized review, dissemination, distribution, or copying of this message is strictly prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message.
They sent me this e-mail saying I owe them money. I didn’t borrow any money from them., and I haven’t fraudulently anyone. Please stop these people from sending out these e-mails.
scam email about a debt i never had for a loan i never took out. i have copied and pasted it below:
American Credit Solutions Inc
To:
*******@yahoo.com
Sat, Sep 26 at 12:32 PM
***********,
(Lawsuit declared and case forwarded to the courthouse against Mr. /Ms. Errol Smith on September 25, 2020)
This email is in reference to notify you that Mr/Ms. ********* has been blacklisted; defaulter’s social security number and banking accounts are under investigation through major credit bureau TRANSUNION. Defaulter would be receiving the court papers at mailing address **************************within the next seven business days once we file lawsuit against you as the person has failed to pay off this account as per the agreement.
Note: Defaulter was offered several chances to take care of this debt but Mr. /Ms.************ committed false commitments with the company during resolution procedure and attempted fraud continuously; therefore we have decided to finally present this case for lawsuit into the courthouse by today September 25, 2020. One copy of this lawsuit will be forwarded to the major credit bureaus in order to seize all mortgage and banking assets to collect the total outstanding balance of $1021.85 and lawsuit charges along with courthouse and attorney fees as mentioned below:
Filed Lawsuit Charges Summary:
Total Outstanding Balance: $1021.85
Courthouse and Attorney Fees: $792.00
Lawsuit Amount: $11986.63
Major Credit Bureaus File Processing Fees: $425.00
Legal Stamp Charges: $298.00
Agreement Breached Charges: $158.00
Financial Institution & Bad Debt Banking Charges: $112.00
Defaulter’s Record:
First Name:*******
Last Name: *******
Phone: **************
Address: ******************
Requested Loan Amount: $500.00
Approved Loan Amount: $300.00
Case Information:
Initial Loan Disbursement Amount: $300.00
Case No: LF – 526985/14
Settlement Amount: $297.00
Total Outstanding Balance: $1021.85
Lawsuit Filed On: September 25, 2020
Charges against Mr. /Ms.**************
FDCPA ACT – 811 (15 USC1692I)
Case Type- Fraudulent Act (FC/SC)
Lawsuit – Under Consumer Fraudulent Activity
Immediate Effect – Seizure of all Banking Accounts & SSN #
According to our records you have not settled a debt with us, you have 24 hours from the date of this letter to submit payment and/or evidence that your debt is paid in full, otherwise the civil division will automatically refer your debt to the department of the treasury for collection of amount ($3174), to a credit service bureau and possible to the Internal Revenue Service (IRS) for tax refunds offset. A fee of up to 28 percent of the debt may be added to the outstanding balance in addition. There may be interest on the unpaid balance that will be assessed yearly. The interest rate is determined by the U.S DEPARTMENT OF TREASURY (U.S TREASURY). Interest and penalty charges may continue to accrue until your debt is paid in full. You may enter into an acceptable written payment agreement, refer to the enclosed for details.
Once your debt is submitted to the IRS, the U.S treasury will reduce or withhold any of your eligible federal payments by the amount of your debt. The process known as “offset,” is authorized by the debt collection ACT of 1982 and the debt collection improvement ACT of 1966. U.S treasury is not required to send you notice before your payment is offset. Federal payment eligible for offset include your income tax refunds: your salary pay, including military pay; your federal retirement including military pay; your contractor/vendor payments; certain federal benefit payment; including certain loans to you, that are not exempt from offset.
If you make or provide any knowingly false or frivolous statement, representations or evidence, you may be liable for penalties under the false claims ACT (31 U.S.C. paragraph 3729-3731) or other application statutes, and/or criminal penalties under 18 U.S.C. paragraph 286, 287, 1001 and 1002 or other applicable statutes.
One copy of your court papers will be forwarded to the correspondence references which were used by you when you committed the loan.
NOTE: Kindly present all of your documents into United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States) on the courthouse date which will be delivered to you within seven business days as we have already filed lawsuit against you into the courthouse on September 25, 2020.
COURT HOUSE: United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States)
Your courthouse reference case number is #94211/21A/C5 which is under the hand of court house attorney Mr. Marshall Jones.
This case was filed under fraudulent section (C) chapter 19 into the courthouse and will be executed as per the agreement in order to pay off this account under the guidance of court house.
Important Note: Mr. /Ms. Errol Smith is no longer eligible to apply for any credit or loan through any lender in the United States.
Kindly make sure to have all necessary documents into the courthouse on the court house date which will be delivered to you through the courthouse within the next two to seven business days.
Kindly email us immediately if you still want to hold this account by paying off your settlement amount of $297.00 on September 26, 2020 else be presented into the courthouse as stated this has been filed for lawsuit into the courthouse on September 25, 2020 in order to collect the total sum due of $1021.85 along with the lawsuit $11986.63 and applicable attorney fees.
This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact us through email for immediate assistance or call us at +1 323 801 8116 to resolve this matter quickly.
Copyright © 2009 American Credit Solutions Inc. | Privacy | Terms of use
(This is a written communication electronic acknowledgement from American Credit Solutions Inc. and is solely intended for only Mr. /Ms. ******** (SSN #)
American Credit Solutions Inc.
331 South Hope Street
Los Angeles, CA 90071-3004
Phone: +1 323 801 8116
<span title="—————————————————————————————————————————————————————————————————-
——————————————————————————–…⇄ />
This e-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. secs. 2510-2521, and is legally privileged and confidential. If the reader of this message is not the intended recipient, the reader is hereby notified that any unauthorized review, dissemination, distribution, or copying of this message is strictly prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message.
Victim Location 63137
Type of a scam Debt Collections
Good morning, I received this email on my work email address. I believe that this is a scam. I’m concerned because it has all of my personal information. I have made several attempts to contact the agency but no one answers. The letter contains so many grammatical errors. Could someone please help me with this issue. My name is ****** *****. My email
Show quoted text
Good morning, I believe this is a scam. Igrammar errors in the letter. Could someone please assist me with this issue? My name is ****** ***** and my email address is *******************.
———- Forwarded message ———
From: ****** ****** *.
Date: Sat, Aug 15, 2020, 11:24 AM
Subject: Fw: Department of Law & Enforcement Legal Notice: Reference Case Id 94211/21A/C5 (Case Filed)
To: ****** *****
From: American Credit Solutions Inc
Sent: Saturday, August 15, 2020 12:21 AM
To: ****** ****** *.
Subject: Department of Law & Enforcement Legal Notice: Reference Case Id 94211/21A/C5 (Case Filed)
EXTERNAL: This email originated from outside of the organization. Do not click on any links or open any attachments unless you trust the sender and know the content is safe.
****** ******
(Lawsuit declared and case forwarded to the courthouse against Mr. /Ms. ****** ***** (SSN #****) on August 14, 2020)
This email is in reference to notify you that Mr/Ms. ****** ***** has been blacklisted; defaulter’s social security number and banking accounts are under investigation through major credit bureau TRANSUNION. Defaulter would be receiving the court papers at mailing address 1042AddisonDrive, SaintLouis, MO 63137, USA within the next seven business days once we file lawsuit against you as the person has failed to pay off this account as per the agreement.
Note: Defaulter was offered several chances to take care of this debt but Mr. /Ms. ****** ***** (SSN #****) committed false commitments with the company during resolution procedure and attempted fraud continuously; therefore we have decided to finally present this case for lawsuit into the courthouse by today August 14, 2020. One copy of this lawsuit will be forwarded to the major credit bureaus in order to seize all mortgage and banking assets in order to collect the total outstanding balance of $1021.85 and lawsuit charges along with courthouse and attorney fees as mentioned below:
Filed Lawsuit Charges Summary:
Total Outstanding Balance: $1021.85
Courthouse and Attorney Fees: $792.00
Lawsuit Amount: $11986.63
Major Credit Bureaus File Processing Fees: $425.00
Legal Stamp Charges: $298.00
Agreement Breached Charges: $158.00
Financial Institution & Bad Debt Banking Charges: $112.00
Defaulter’s Record:
First Name: ****** Last Name: ***** SSN: #****
Phone: ********** IP: ************** D.O.B: ******** Address: ***************** *********** ** *****, USA
Drivers’ License:
Employer: Magellan
Requested Loan Amount: $500.00
Approved Loan Amount: $300.00
Case Information:
Initial Loan Disbursement Amount: $300.00
Case No: LF – 526985/14
Settlement Amount: $297.00
Total Outstanding Balance: $1021.85
Lawsuit Filed On: August 14, 2020
Charges against Mr. /Ms. ****** *****
FDCPA ACT – 811 (15 USC1692I)
Case Type- Fraudulent Act (FC/SC)
Lawsuit – Under Consumer Fraudulent Activity
Immediate Effect – Seizure of all Banking Accounts & SSN #****
According to our records you have not settled a debt with us, you have 24 hours from the date of this letter to submit payment and/or evidence that your debt is paid in full, otherwise the civil division will automatically refer your debt to the department of the treasury for collection of amount ($3174), to a credit service bureau and possible to the Internal Revenue Service (IRS) for tax refunds offset. A fee of up to 28 percent of the debt may be added to the outstanding balance in addition. There may be interest on the unpaid balance that will be assessed yearly. The interest rate is determined by the U.S DEPARTMENT OF TREASURY (U.S TREASURY). Interest and penalty charges may continue to accrue until your debt is paid in full. You may enter into an acceptable written payment agreement, refer to the enclosed for details.
Once your debt is submitted to the IRS, the U.S treasury will reduce or withhold any of your eligible federal payments by the amount of your debt. The process known as “offset,” is authorized by the debt collection ACT of 1982 and the debt collection improvement ACT of 1966. U.S treasury is not required to send you notice before your payment is offset. Federal payment eligible for offset include your income tax refunds: your salary pay, including military pay; your federal retirement including military pay; your contractor/vendor payments; certain federal benefit payment; including certain loans to you, that are not exempt from offset.
If you make or provide any knowingly false or frivolous statement, representations or evidence, you may be liable for penalties under the false claims ACT (31 U.S.C. paragraph 3729-3731) or other application statutes, and/or criminal penalties under 18 U.S.C. paragraph 286, 287, 1001 and 1002 or other applicable statutes.
One copy of your court papers will be forwarded to the correspondence references which were used by you when you committed the loan.
NOTE: Kindly present all of your documents into United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States) on the courthouse date which will be delivered to you within seven business days as we have already filed lawsuit against you into the courthouse on August 14, 2020.
COURT HOUSE: United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States)
Your courthouse reference case number is #94211/21A/C5 which is under the hand of court house attorney Mr. Marshall Jones.
This case was filed under fraudulent section (C) chapter 19 into the courthouse and will be executed as per the agreement in order to pay off this account under the guidance of court house.
Important Note: Mr. /Ms. ****** ***** (SSN# ****) is no longer eligible to apply for any credit or loan through any lender in the United States.
Kindly make sure to have all necessary documents into the courthouse on the court house date which will be delivered to you through the courthouse within the next two to seven business days.
Kindly email us immediately if you still want to hold this account by paying off your settlement amount of $297.00 on August 14, 2020 else be presented into the courthouse as stated this has been filed for lawsuit into the courthouse on August 14, 2020 in order to collect the total sum due of $1021.85 along with the lawsuit $11986.63 and applicable attorney fees.
This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact us through email for immediate assistance or call us at +1 323 801 8116 to resolve this matter quickly.
Copyright © 2009 American Credit Solutions Inc. | Privacy | Terms of use
(This is a written communication electronic acknowledgement from American Credit Solutions Inc. and is solely intended for only Mr. /Ms. ****** ***** (SSN #****)
American Credit Solutions Inc.
331 South Hope Street
Los Angeles, CA 90071-3004
Phone: +1 323 801 8116
<span title="—————————————————————————————————————————————————————————————————-
——————————————————————————–…⇄ />
This e-mail is covered by the Electronic Communications Privacy Act, 18 U.S.C. secs. 2510-2521, and is legally privileged and confidential. If the reader of this message is not the intended recipient, the reader is hereby notified that any unauthorized review, dissemination, distribution, or copying of this message is strictly prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message.
***Confidentiality Notice*** This electronic message transmission contains information belonging to Magellan Health, its subsidiaries or affiliates, that is solely for the recipient named above and which may be confidential or privileged. MAGELLAN HEALTH, its subsidiaries or affiliates, EXPRESSLY PRESERVES AND ASSERTS ALL PRIVILEGES AND IMMUNITIES APPLICABLE TO THIS TRANSMISSION. If you are not the intended recipient, be aware that any disclosure, copying, distribution or use of this communication is STRICTLY PROHIBITED. If you have received this electronic transmission in error, please notify us at +13143874725. Thank you.
Type of a scam Debt Collections
Case Information:
Initial Loan Disbursed Amount: $300.00
Case No: 94211/21A/C5
Settlement Amount: $297.00
Total Outstanding Balance: $1021.85
Stating I owe a balance of a loan I never took.Never heard of them or been in California. Telling me to hurry and pay before a lawsuit and freeze accounts reply to email with payment.if not paid I’ll b reported to the irs and wouldn’t be able to take a loan out in the US.
Literally the exact same as above
I have the same exact case number and amounts due. They have been trying to get me to pay this for a couple years now. And they send the communication to my work email. I asked them to verify some stuff before and they couldn’t. I am assuming they got my information from a cash advance I did years ago but that was paid off, this is complete fraud!
Just go a long detailed email with highlighted sections in YELLOW and threatening to have me arrested at an address I haven’t lived at in 10 years! Never mentioned the name of the alleged creditor for the $300 dollars and that I now owe over ELEVEN THOUSAND DOLLARS! Sickening what scammers try to pull.
I received the same email.
Case Information:
Initial Loan Disbursement Amount: $300.00
Case No: LF – 526985/14
Settlement Amount: $297.00
Total Outstanding Balance: $1021.85
Your courthouse reference case number is #94211/21A/C5 which is under the hand of courthouse attorney Mr. Marshall Jones.
Now how can we have the same case number?
Victim Location 90047
Type of a scam Credit Repair/Debt Relief
They sent me a email talking about I owe money and I didn’t borrow any money nor have I fraudulent money from anyone